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Wholesale Banking

In today’s uncertain environment, BCG’s wholesale banking consultants believe that reinvention is essential to creating value for the corporate banking industry. But continuing to use the same logic of previous initiatives will not be effective.

The wholesale banking business ecosystem faces numerous challenges and disruptions in its value chain—navigating an evolving regulatory framework, reducing costs, optimizing capital, and developing sustainable finance and investing practices.

To successfully cope with these new challenges, wholesale banks will have to reinvent themselves. BCG has a proven record of defining priorities, implementing new strategies, and sparking innovation and value creation in wholesale banking.

Our Approach to Wholesale Banking Business Challenges

Our solutions address fundamental elements of the corporate banking reinvention journey:

  • Data and Analytics: We accelerate and capture profit potential by using advanceddata and analyticsin a proven change management 方法利润增长了大约15%%.
  • Radical Cost Reduction:We identify the most relevant cost vectors, as well as those with the most impact, to go beyond tightening the belt to achieve a radical cost reduction of 20% to 30%.
  • Balance Sheet Optimization:We help clients develop a new dynamic capability to integrate stress testing with balance sheet optimization, to support financial resilience and create a fortress balance sheet.
  • Sustainable Finance:We work with wholesale banks to define and implement their decarbonization ambitions, helping them drive sustainable finance impact through operating-model redesign, risk management, and solutions for their clients and their products.
  • Digital Transformation:Digital transformationis imperative to prepare wholesale banking for the future. We help clients identify the most effective levers of a digital transformation to drive significant profitability and guarantee relevance in the post digital age.
  • 大管理科技项目:Many wholesale banks have legacy IT architecture systems that are inflexible, hinder time to market, and incur increasing costs. Our specialists help clients choose the best structure with cross-asset functionality to meet their specific needs.
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BCG’s specialist research and benchmarking company provides deep insights into corporate and investment banking with diagnostics on technology, operations, risk and compliance, and market data.

Our Insights on Wholesale Banking

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Meet Our Wholesale Banking Consulting Leaders

BCG’s wholesale banking consulting teams comprise industry practitioners; technology, data, and artificial intelligence specialists; andclimate, finance, risk, and regulatory experts. These teams support banking and nonbanking institutions across the wholesale banking ecosystem on a global scale.

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